IVACOMPARISON.com Terms of Use

Access to and use of this site ('IVACOMPARISON.com') is provided by the Informal IVA Regulation Body (IVACOMPARISON.com) subject to the following terms:

1. By using IVACOMPARISON.com you agree to be legally bound by these terms, which shall take effect immediately on your first use of IVACOMPARISON.com. If you do not agree to be legally bound by all the following terms please do not access and/or use IVACOMPARISON.com.

2. The Informal IVA Regulation Body (IVACOMPARISON.com) may change these terms at any time by posting changes online. Please review these terms regularly to ensure you are aware of any changes made by the Informal IVA Regulation Body (IVACOMPARISON.com). Your continued use of IVACOMPARISON.com after changes are posted means you agree to be legally bound by these terms as updated and/or amended.

Use of IVACOMPARISON.com
3. You may not copy, reproduce, republish, download, post, broadcast, transmit, make available to the public, or otherwise use IVACOMPARISON.com content in any way except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from any IVACOMPARISON.com content except for your own personal, non-commercial use. Any other use of IVACOMPARISON.com content requires the prior written permission of the Informal IVA Regulation Body (IVACOMPARISON.com).

4. You agree to use IVACOMPARISON.com only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of IVACOMPARISON.com. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content or disrupting the normal flow of dialogue within IVACOMPARISON.com.

Disclaimers and Limitation of Liability
5. IVACOMPARISON.com content, including the information, names, images, pictures, logos and icons regarding or relating to the Informal IVA Regulation Body (IVACOMPARISON.com) and/or Informal IVA Regulation Body (IVACOMPARISON.com) Worldwide, its products and services (or to third party products and services), is provided "AS IS" and on an "IS AVAILABLE" basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

6. Under no circumstances will the Informal IVA Regulation Body (IVACOMPARISON.com) and/or Informal IVA Regulation Body (IVACOMPARISON.com) Worldwide be liable for any of the following losses or damage (whether such losses where foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of IVACOMPARISON.com regardless of the form of action.

7. The Informal IVA Regulation Body (IVACOMPARISON.com) does not warrant that functions contained in IVACOMPARISON.com content will be uninterrupted or error free, that defects will be corrected, or that IVACOMPARISON.com or the server that makes it available are free of viruses or bugs.

Intellectual Property
8. The names, images and logos identifying the Informal IVA Regulation Body (IVACOMPARISON.com), Informal IVA Regulation Body (IVACOMPARISON.com) Worldwide or third parties and their products and services are subject to copyright, design rights and trade marks of the Informal IVA Regulation Body (IVACOMPARISON.com) Informal IVA Regulation Body (IVACOMPARISON.com) Worldwide  and/or third parties. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any licence or right to use any trademark, patent, design right or copyright of the Informal IVA Regulation Body (IVACOMPARISON.com), Informal IVA Regulation Body (IVACOMPARISON.com) Worldwide, or any other third party.

Contributions to IVACOMPARISON.com
9. Where you are invited to submit any contribution to IVACOMPARISON.com (including any text, photographs, graphics, video or audio) you agree, by submitting your contribution, to grant the Informal IVA Regulation Body (IVACOMPARISON.com) a perpetual, royalty-free, non-exclusive, sub-licenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, make available to the public, and exercise all copyright and publicity rights with respect to your contribution worldwide and/or to incorporate your contribution in other works in any media now known or later developed for the full term of any rights that may exist in your contribution, and in accordance with privacy restrictions set out in the Informal IVA Regulation Body (IVACOMPARISON.com)'s Privacy Policy. If you do not want to grant to the Informal IVA Regulation Body (IVACOMPARISON.com) the rights set out above, please do not submit your contribution to IVACOMPARISON.com.

10. Further to paragraph 9, by submitting your contribution to IVACOMPARISON.com, you:

10.1. warrant that your contribution:

10.1.1. is your own original work and that you have the right to make it available to the Informal IVA Regulation Body (IVACOMPARISON.com) for all the purposes specified above;

10.1.2. is not defamatory; and

10.1.3. does not infringe any law; and

10.2. indemnify the Informal IVA Regulation Body (IVACOMPARISON.com) against all legal fees, damages and other expenses that may be incurred by the Informal IVA Regulation Body (IVACOMPARISON.com) as a result of your breach of the above warranty; and

10.3. waive any moral rights in your contribution for the purposes of its submission to and publication on IVACOMPARISON.com and the purposes specified above.

IVACOMPARISON.com Rules
11. You agree to use IVACOMPARISON.com in accordance with the following Community Rules.

About your Reviews and Posts:
Contributions must be civil and tasteful
No disruptive, offensive or abusive behaviour: contributions must be constructive and polite, not mean-spirited or contributed with the intention of causing trouble.
No unlawful or objectionable content: unlawful, harassing, defamatory, abusive, threatening, harmful, obscene, profane, sexually oriented, racially offensive or otherwise objectionable material is not acceptable.
If you use multiple logins for the purpose of disrupting the community or annoying other users you may have action taken against your accounts.
Be patient: users of all ages and abilities may be taking part in the relevant IVACOMPARISON.com.
No spamming: we don’t allow the submission of the same or very similar contributions many times. Please don't re-submit your contribution to more than one discussion, or contribute off-topic material in subject-specific areas.
No impersonation
No inappropriate (e.g. vulgar, offensive etc) user names
Deliberate misuse of the complaints facility is not permitted. If you persist in doing this action may be taken against your account.
Safety:
We advise that you never reveal any personal information about yourself or anyone else (for example: telephone number, home address or email address), and please do not include postal addresses of any kind. If you have a helpful address to share, please visit the contact us page.

About the law:
You may not submit any defamatory or illegal material of any nature in IVACOMPARISON.com. This includes text, graphics, video, programs or audio.
Contributing material with the intention of committing or promoting an illegal act is strictly prohibited.
You agree to only submit materials which are your own original work. You must not violate, plagiarise, or infringe the rights of third parties including copyright, trade mark, trade secrets, privacy, publicity, personal or proprietary rights.
The views expressed in IVACOMPARISON.com areas are those of members of the public and are not necessarily those of the Informal IVA Regulation Body (IVACOMPARISON.com).

If you breach these Terms of Use:
If you fail to abide by these Community Rules (and/or any variations in the relevant local house rules) when taking part in a IVACOMPARISON.com service, you will be sent an e-mail which informs you why your contribution has been failed or edited. This mail will also include a warning that continuing to break the rules may result in action being taken against your account or accounts.

This action may include your relevant account or accounts being placed into pre-moderation or a temporary or permanent suspension of your ability to participate in any or all of IVACOMPARISON.com areas.

If you post or send offensive or inappropriate content anywhere on or to IVACOMPARISON.com or otherwise engage in any disruptive behaviour on IVACOMPARISON.com, and the Informal IVA Regulation Body (IVACOMPARISON.com) considers such behaviour to be serious and/or repeated, the Informal IVA Regulation Body (IVACOMPARISON.com) may use whatever information that is available to it about you to stop any further such infringements. This may include informing relevant third parties such as your employer or email provider about the infringement/s.

The Informal IVA Regulation Body (IVACOMPARISON.com) reserves the right to delete any contribution, or take action against any account, at any time, for any reason.

General
12. If there is any conflict between these terms and specific terms appearing elsewhere on IVACOMPARISON.com (including local house rules) then the latter shall prevail.

13. If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.

14. These terms shall be governed by and interpreted in accordance with the laws of England and Wales.

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IVA.com is rated 3.9 on a scale of 5 based on on reviewcentre.com.
Latest review:
A useful site that is free to use and full of useful... - by , 01/03/2008
5/ 5stars

Good Points

Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!

Bad Points

The site is a bit cluttered and sometimes hard to navigate around.

General Comments

A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.