Review from FM (2162 views)

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  • Review of: Debt Lifeboat
  • Review date: 04 November 2014
  • Insolvency Practitioner who handled case: Phillip Allen
  • I proceeded as far along as: Accepted IVA
  • The solution I opted for in the end: IVA
  • Speed of response
  • No of days to make a decision after I spoke to IVA company: 2 days
  • Weeks to IVA proposal after decision made: 2 weeks
  • Weeks to IVA accepted/rejected after decision made: 5 weeks
  • IVA Company Ratings
    • Their debt solutions expertise:
      10 out of 10
    • Their customer service:
      10 out of 10
    • Their speed of response:
      10 out of 10
    • Overall Company Rating:
      10 out of 10
  • Insolvency Practitioner Ratings
    • The quality of IVA proposal:
      10 out of 10
    • Overall Insolvency Practitioner Rating:
      10 out of 10
  • My circumstances:
  • I was a company director with £125k debts, in 2008 neither I or my business could support this level of debt, I considered bankruptcy but was pointed in the direction of an IVA and Debt Lifeboat
  • My interaction with the company:
  • Debt Lifeboat were friendly, professional, prompt to respond and sympathetic to my circumstances.
  • Why I gave the ratings I did:
  • I rated Debt Lifeboat as 10/10 because they took away all the pain.
  • One thing they did - which really impressed me:
  • Nothing in particular, just a complete 100% professional service.
  • One thing they did - which I felt could be improved:
  • Nothing 
  • Other points
  • Currently I am in full time (non-business) employment, happ and sleep at nights. In the early 2000s I thought debt was sustainable and the way to "buying happiness". I now live within my means and save to buy rather than borrow. The dividend was 52.01/£. Although I take full responsibility I believe lenders did not show due diligence. Also, NEVER borrow on credit cards/personal loans to support a business (Ltd).

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Reviewer quotes

  • Debt Lifeboat
  • They were always professional and courteous towards me and did what they said they would do.

    Review from Mr L, 27-Feb-2013

  • I had a few glitches during the IVA. When contacted there was always a positive,supportive and helpf...

    Review from Micky, 03-Mar-2013

  • The advice given to me by Elanor when I became ill was very the best advice Ive ever received

    Review from R M, 16-Dec-2011

  • They did not make me feel small-I felt dreadful about my actions but they just wanted to show me the...

    Review from Alybrum., 05-Nov-2007

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