Review from lilyb (2902 views)

< Prev Next >
  • Review of: ClearDebt
  • Review date: 25 October 2014
  • Insolvency Practitioner who handled case: David Emanuel Merton Mond
  • I proceeded as far along as: Accepted IVA
  • The solution I opted for in the end: IVA
  • Speed of response
  • No of days to make a decision after I spoke to IVA company: 3 days
  • Weeks to IVA proposal after decision made: 2 weeks
  • Weeks to IVA accepted/rejected after decision made: 3 weeks
  • IVA Company Ratings
    • Their debt solutions expertise:
      8 out of 10
    • Their customer service:
      5 out of 10
    • Their speed of response:
      6 out of 10
    • Overall Company Rating:
      4 out of 10
  • Insolvency Practitioner Ratings
    • The quality of IVA proposal:
      6 out of 10
    • Overall Insolvency Practitioner Rating:
      4 out of 10
  • My circumstances:
  • I unfortunately had debts of 30k after struggling for years with poor health, I had a mortgage with very little equity and high mortgage payments, eventually my outgoings were more than I had coming in.
  • My interaction with the company:
  • At first clear debt were fantastic but said my income wasnt enough and I would need to put a family member was helping me by making a regular contribution each month, obviously this wasnt the case so it has been very hard making payments every month. On my 4th review I was told I hadnt been honest and owed money so for the next 6 months had to pay additional funds, I have no idea what I had been dishonest about. Initially I had a very good member of staff dealing with my case then it changed to someone else who I have great difficulty contacting.
  • Why I gave the ratings I did:
  • I have given these ratings as I believe there are much better companies and had I done my research would not have gone with clear debt.
  • One thing they did - which really impressed me:
  • Nothing
  • One thing they did - which I felt could be improved:
  • Everything 
  • Other points
  • Hopefully nearly finished, not sure of the dividend or how much written off as quite a large amount of ppi payments to be taken off original debt.

Community Comments of this review

No comments of this review received yet

Comment this review

Attention IVA community: Please help us police the quality of the reviews being posted:

  • How informative was this review?
    • Not useful
    • Bit vague
    • ok
    • Informative
    • Very Informative
  • How genuine does this review look?
    • This is Spam
    • Doubtful
    • Don't know
    • Probably Genuine
    • Definitely Genuine
  • Your comments: (optional)
  • Please leave your name and email(will not be displayed):
  • Name: (optional)
  • Email: (optional)
  • Please Enter the Text in the image below:
  • (Your IP address will be recorded but not displayed)

Submit a review urgently need your IVA and IP reviews so that we can provide a more accurate representatation of who is doing a good job and who needs to improve. Your reviews will help other people in your situation find the best IVA Firm or IP to talk to. will send prizes of gift vouchers to the authors of the best reviews.

We are looking for 3 types of reviews:

  • Free advice/consultation from an IVA Firm

Was it impartial? Did they have clear expertise?

  • IVA proposals

Was it successful? Were you happy with the service?

  • IVAs in progress

How are they handling your case? Is the IVA progressing ok?
Click here to submit a Review

IVA Calculator

  • Find out if an IVA can help you?
  • See how much debt you can write off.

Reviewer quotes

  • ClearDebt
  • That they took me on with no administration fees, which was really helpful.

    Review from Hobbs, 21-Jul-2013

  • help on relocation and break whilst looking for new job.

    Review from kate, 28-Mar-2011

  • After 4 years of payments the insolvency advisor accepted to look into my claims that the amount I h...

    Review from I.C., 16-Jun-2011

Search for IP/IVA Firm

  • Search:
  • (search is fuzzy - part of name is fine)

Last 10 Reviews

  • Name
  • Rating
  • Age
See all 6139 reviews

Last 5 comments(for Reviews)

  • Name
  • Quality
  • Genuine?
  • I have problems with ppi claims paid into my iva freeman jon es does not inform you as to the way t...
  • i9 am with freeman jones and have been for 3 years at first they were good now three years down the ...
  • Wait until they get to year 3 and NTF are never off the phone trying to increase their payments. It ...
  • I must agree with some of the comments I spoke to FJ this morning only to be told that my relashions...
  • Please accept my apologies for the service you have received. I would like to look into the problems...
See all 1475 comments

Best Reviews

  • Rating
  • Author

Popular Reviews

Insolvency Advice Articles

Click on one of the headings below to read a range of articles on insolvency:

Reviews on is rated 3.9 on a scale of 5 based on on
Latest review:
A useful site that is free to use and full of useful... - by , 01/03/2008
5/ 5stars

Good Points

Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!

Bad Points

The site is a bit cluttered and sometimes hard to navigate around.

General Comments

A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.