Review from andrewgoodman121 (24946 views)
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Winner : Gold Review
Review of: IVA Advice Company
Review date: 13 February 2008
Insolvency Practitioner who handled case: Not Known
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
Speed of response
No of days to make a decision after I spoke to IVA company: 3 days
Weeks to IVA proposal after decision made: 4 weeks
Weeks to IVA accepted/rejected after decision made: 12 weeks
IVA Company Ratings
Their debt solutions expertise:10 out of 10
Their customer service:10 out of 10
Their speed of response:10 out of 10
Overall Company Rating:10 out of 10
Insolvency Practitioner Ratings
The quality of IVA proposal:10 out of 10
Overall Insolvency Practitioner Rating:10 out of 10
I am a Reprographics Operator who has a small family with 2 Daughters and was £24500 in debt to 6 creditors and were all Credit Cards.<br/> I was Robbing Peter to Pay Paul,doing shedloads of extra work and overtime just to keep creditors happy and ply them with loads of INTEREST!!! which was the CRIPPLER!!!<br/> in my situation.<br/> I don,t have a mortgage or assets as such and after reading and studying DEBT SOLUTIONS i considered an IVA to be my best route as i didnt want to go Bankrupt.<br/> I AM NOW PAYING £345 per month which is manageable and have made some cut backs on my mobile phone and SKY TV.<br/> Its amazing how much money you chuck away on STUFF YOU DONT REALLY WATCH OR NEED!!
My interaction with the company:
I used this website as my shop around as i had already made my mind up after long thought that an IVA is my best route forward.I advise others who are taking this route to do the same.<br/> The companies and IP that stood out the most was Philip Gill & Co and the IVA Advice Bureau and in particular Melanie Giles who seems to be doing a Torvill & Dean scoring perfect scores on all the reviews.<br/> This was my way forward and Tina,Angela,Melanie and Sarah were all FANTASTIC!! in getting my proposal through.<br/> There was a very slight modification but it is a million times better than before and lets hope that i can bring it all to a succesful conclusion which is what it is all about and is what we as a family deserve as well as our creditors
Why I gave the ratings I did:
I gave them 10 out 10 as they were always there and know that it is a VERY STRESSFUL SITUATION!!!Applying and doing an IVA is not easy and is definately not the way as portrayed on TV.
One thing they did - which really impressed me:
Listened to all my Worries and Questions and were always answering my E-Mails and Blogs on the IVA.CO.UK Forum as well at any hour.<br/> CRIKEY!! do they go to bed.<br/>
One thing they did - which I felt could be improved:
I cant fault them with anything really and feel that even though some HOME TRUTHS!! hurt as Melanie Giles<br/> stated ,some things during my proposal stage really HIT HOME!!! it is things that needed to be said and i am glad that they did and couldt have asked for anything more.
I am currently paying £345 per month which is roughly 63p<br/> and am writing off roughly 37% of a debt of £24500.
Community Comments of this review
- 3 out of 5
- 3 out of 5
- 23 June 2011
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A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.