Review from andrewgoodman121 (24864 views)
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Winner : Gold Review
Review of: IVA Advice Company
Review date: 13 February 2008
Insolvency Practitioner who handled case: Not Known
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
Speed of response
No of days to make a decision after I spoke to IVA company: 3 days
Weeks to IVA proposal after decision made: 4 weeks
Weeks to IVA accepted/rejected after decision made: 12 weeks
IVA Company Ratings
Their debt solutions expertise:10 out of 10
Their customer service:10 out of 10
Their speed of response:10 out of 10
Overall Company Rating:10 out of 10
Insolvency Practitioner Ratings
The quality of IVA proposal:10 out of 10
Overall Insolvency Practitioner Rating:10 out of 10
I am a Reprographics Operator who has a small family with 2 Daughters and was £24500 in debt to 6 creditors and were all Credit Cards.<br/> I was Robbing Peter to Pay Paul,doing shedloads of extra work and overtime just to keep creditors happy and ply them with loads of INTEREST!!! which was the CRIPPLER!!!<br/> in my situation.<br/> I don,t have a mortgage or assets as such and after reading and studying DEBT SOLUTIONS i considered an IVA to be my best route as i didnt want to go Bankrupt.<br/> I AM NOW PAYING £345 per month which is manageable and have made some cut backs on my mobile phone and SKY TV.<br/> Its amazing how much money you chuck away on STUFF YOU DONT REALLY WATCH OR NEED!!
My interaction with the company:
I used this website as my shop around as i had already made my mind up after long thought that an IVA is my best route forward.I advise others who are taking this route to do the same.<br/> The companies and IP that stood out the most was Philip Gill & Co and the IVA Advice Bureau and in particular Melanie Giles who seems to be doing a Torvill & Dean scoring perfect scores on all the reviews.<br/> This was my way forward and Tina,Angela,Melanie and Sarah were all FANTASTIC!! in getting my proposal through.<br/> There was a very slight modification but it is a million times better than before and lets hope that i can bring it all to a succesful conclusion which is what it is all about and is what we as a family deserve as well as our creditors
Why I gave the ratings I did:
I gave them 10 out 10 as they were always there and know that it is a VERY STRESSFUL SITUATION!!!Applying and doing an IVA is not easy and is definately not the way as portrayed on TV.
One thing they did - which really impressed me:
Listened to all my Worries and Questions and were always answering my E-Mails and Blogs on the IVA.CO.UK Forum as well at any hour.<br/> CRIKEY!! do they go to bed.<br/>
One thing they did - which I felt could be improved:
I cant fault them with anything really and feel that even though some HOME TRUTHS!! hurt as Melanie Giles<br/> stated ,some things during my proposal stage really HIT HOME!!! it is things that needed to be said and i am glad that they did and couldt have asked for anything more.
I am currently paying £345 per month which is roughly 63p<br/> and am writing off roughly 37% of a debt of £24500.
Community Comments of this review
- 3 out of 5
- 3 out of 5
- 23 June 2011
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Review from Lizzy, 21-Jul-2007
They responded my emails almost instantly.
Review from london35, 14-Feb-2008
Personal attention. It was like bringing your problem to a known and trusted friend.
Review from Ian Simpson, 27-Jul-2010
The team did not judge my circumstances.
Review from steve1972, 30-Mar-2010
Face to face meeting between Melanie and i. Actually doing the proposal there and then and coming a...
Review from buttercup, 10-Apr-2008
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Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!
The site is a bit cluttered and sometimes hard to navigate around.
A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.