Review from A Thomas (18405 views)
|< Prev||Next >|
Winner : Gold Review
Review of: McCambridge Duffy & Co
Review date: 11 July 2012
Insolvency Practitioner who handled case: Judy Mooney
I proceeded as far along as: Accepted IVA
The solution I opted for in the end: IVA
Speed of response
No of days to make a decision after I spoke to IVA company: 1 days
Weeks to IVA proposal after decision made: 1 weeks
Weeks to IVA accepted/rejected after decision made: 2 weeks
IVA Company Ratings
Their debt solutions expertise:10 out of 10
Their customer service:10 out of 10
Their speed of response:10 out of 10
Overall Company Rating:10 out of 10
Insolvency Practitioner Ratings
The quality of IVA proposal:10 out of 10
Overall Insolvency Practitioner Rating:10 out of 10
Over the past couple of years I had accumulated a moderate/high level of debt through the use of various credit facilities that I had available to me during this time. This included a consolidation loan, three Credit cards with large credit amounts available. When I moved house I also obtained more credit to help in the furnishing of my new house. Then the trouble started, firstly my income was reduced as my company stopped all overtime and bonus payments, then shift payments were reduced dramatically, which left me with a massive shortfall every month. My wife and I then separated heaping more pressure on my finances with me struggling to pay everyday household bills and I found myself relying on my already stretched credit cards to pay for food and fuel just so I could live a relatively normal life. In total my debts amounted to Ã‚Â£25,000 at the point in which I sought advice.
My interaction with the company:
I was very impressed with the company, Very professional, and provided excellent advice and guidance throughout the whole process of my IVA proposal which has been approved today (11-07-2012). Charlie Nash was the person I dealt with personally at the company, who was very understanding and polite about my situation. He was excellent in responding to questions I had whether it be via email or via a telephone call.
Why I gave the ratings I did:
I rated them 10 out of 10 because the whole service they have provided me from start to the approval at the creditors meeting has been excellent. All the advice they have given has been explained clearly so that I understand whats happening at each stage of my IVA proposal, and I couldnt have asked for a better service in what was a very stressful situation for myself.
One thing they did - which really impressed me:
The speed in which my IVA has been proposed and now set up.Mine was a fairly straightforward case (so i was told) but I still didnt expect it to happen this fast. Excellent company cannot fault them.
One thing they did - which I felt could be improved:
My IVA has been accepted by all my Creditors at the Creditors meeting this morning (11-07-2012) and I am now paying Â£160 a month back for 36 months and then for the reminder of my IVA I will pay back Â£280, as I will have paid off my student loan after the 36 month of my IVA. Ive learnt that whilst credit may be the easy option to turn to if you really need something, it soon all adds up and before you know it your in debt way above your head. In the future if I cant afford it or I want something I will save for it. Being in debt has really open my eyes, and I had some very dark thoughts before I sought advice. Dontt be scared, seek advice, people will not judge you for whatever reason you are in debt, these companies will help you, whether its just a simple phone call to say hello and see if your Ok, to calling creditors and dealing with them for you. Dont put it off seek advice. Thank you everyone at McCambridge Duffy
Community Comments of this review
No comments of this review received yet
Comment this review
Attention IVA community: Please help us police the quality of the reviews being posted:
Submit a review
IVACOMPARISON.com urgently need your IVA and IP reviews so that we can provide a more accurate representatation of who is doing a good job and who needs to improve. Your reviews will help other people in your situation find the best IVA Firm or IP to talk to. IVACOMPARISON.com will send prizes of gift vouchers to the authors of the best reviews.
We are looking for 3 types of reviews:
- Free advice/consultation from an IVA Firm
Was it impartial? Did they have clear expertise?
- IVA proposals
Was it successful? Were you happy with the service?
- IVAs in progress
How are they handling your case? Is the IVA progressing ok?
Click here to submit a Review
- Find out if an IVA can help you?
- See how much debt you can write off.
- McCambridge Duffy & Co
Didnt judge me or my circumstances or background. They were professional yet sympathetic and underst...
Review from T&J, 28-Feb-2011
there quick response to any questions i had.
Review from Dean, 10-Mar-2013
speed of everything
Review from LEGA, 16-Sep-2010
They spoke to me like an adult; not condescending which I have found with a few other companies I sp...
Review from samace87, 03-Feb-2010
Its a difficult situation - if I was a bit lapse in returning information they would be straight on...
Review from Ms L, 28-Sep-2010
Search for IP/IVA Firm
Last 10 Reviews
Last 5 comments(for Reviews)
Insolvency Advice Articles
Reviews on IVACOMPARISON.com
Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!
The site is a bit cluttered and sometimes hard to navigate around.
A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.