Review from John F (25648 views)

< Prev Next >
  • Winner : Gold Review
  • Review of: ClearDebt
  • Review date: 11 June 2007
  • Insolvency Practitioner who handled case: David Emanuel Merton Mond
  • I proceeded as far along as: Accepted IVA
  • The solution I opted for in the end: IVA
  • Speed of response
  • No of days to make a decision after I spoke to IVA company: 14 days
  • Weeks to IVA proposal after decision made: 1 weeks
  • Weeks to IVA accepted/rejected after decision made: 5 weeks
  • IVA Company Ratings
    • Their debt solutions expertise:
      10 out of 10
    • Their customer service:
      10 out of 10
    • Their speed of response:
      10 out of 10
    • Overall Company Rating:
      10 out of 10
  • Insolvency Practitioner Ratings
    • The quality of IVA proposal:
      10 out of 10
    • Overall Insolvency Practitioner Rating:
      10 out of 10
  • My circumstances:
  • In my case, debt (of about £50k) had built up gradually over a numer of years (about 9) following a gap in employment.
  • My interaction with the company:
  • I consulted widely before selecting three companies, who had received positive recommendations, to consult and compare. Each gave me their proposal, own costs and likely timescale until the creditors meeting. Of the three, I chose ClearDebt. They were by far the most professional: quick grasp of my circumstances, clear and concise answers, were polite and helpful throughout, always seemed to be willing to go the extra mile and generally seemed the most clued-up in terms of their experience and expertise, which gave me confidence that they be the best to handle my case.
  • Why I gave the ratings I did:
  • It was a good choice! They were very quick to process the IVA: no hitches, no delays. The accepted proposal was better than I had initially hoped. All 10s because I cant fault them and I want to give an honest recommendation to help others in the same predicament I found myself in.
  • One thing they did - which really impressed me:
  • The follow-up / continuing support I feel. Ive been in the IVA for three months now and I have complete confidence that I can contact them at any time over any concern I may have and know it will be dealt with promptly and efficiently.
  • One thing they did - which I felt could be improved:
  • Other points
  • The dividend is 50p in the pound, writing off about £25k, which is more than Id hoped, given my circumstances. Id be delighted to be contacted about this review if it would help anyone in similar circumstances to those I found myself in - contact me John F through the forum at

Community Comments of this review

  • Quality?
  • Genuine?
  • Date
  • 4 out of 5
  • 4 out of 5
  • 25 June 2011
  • Quality?
  • Genuine?
  • Date
  • 4 out of 5
  • 5 out of 5
  • 23 June 2011
  • Quality?
  • Genuine?
  • Date
  • 5 out of 5
  • 4 out of 5
  • 13 November 2007
  • Quality?
  • Genuine?
  • Date
  • 5 out of 5
  • 5 out of 5
  • 13 June 2007
  • Quality?
  • Genuine?
  • Date
  • 4 out of 5
  • 4 out of 5
  • 13 June 2007

Comment this review

Attention IVA community: Please help us police the quality of the reviews being posted:

  • How informative was this review?
    • Not useful
    • Bit vague
    • ok
    • Informative
    • Very Informative
  • How genuine does this review look?
    • This is Spam
    • Doubtful
    • Don't know
    • Probably Genuine
    • Definitely Genuine
  • Your comments: (optional)
  • Please leave your name and email(will not be displayed):
  • Name: (optional)
  • Email: (optional)
  • Please Enter the Text in the image below:
  • (Your IP address will be recorded but not displayed)

Submit a review urgently need your IVA and IP reviews so that we can provide a more accurate representatation of who is doing a good job and who needs to improve. Your reviews will help other people in your situation find the best IVA Firm or IP to talk to. will send prizes of gift vouchers to the authors of the best reviews.

We are looking for 3 types of reviews:

  • Free advice/consultation from an IVA Firm

Was it impartial? Did they have clear expertise?

  • IVA proposals

Was it successful? Were you happy with the service?

  • IVAs in progress

How are they handling your case? Is the IVA progressing ok?
Click here to submit a Review

IVA Calculator

  • Find out if an IVA can help you?
  • See how much debt you can write off.

Reviewer quotes

  • ClearDebt
  • All the phone calls form my creditors stopped which was a relief to me. I am now less worried when ...

    Review from Flossy, 12-May-2011

  • The friendly and professional manner in which the advisors treat there clients.

    Review from Tommy29, 03-Oct-2008

  • They got the IVA approved for us! We now know when the debt will be cleared as before we were with a...

    Review from Jardine, 12-Jul-2011

  • I was having doubts at certain points of the process which was mainly due to the bank account but Cl...

    Review from Mushy, 21-Oct-2010

Search for IP/IVA Firm

  • Search:
  • (search is fuzzy - part of name is fine)

Last 10 Reviews

  • Name
  • Rating
  • Age
See all 6139 reviews

Last 5 comments(for Reviews)

  • Name
  • Quality
  • Genuine?
  • I have problems with ppi claims paid into my iva freeman jon es does not inform you as to the way t...
  • i9 am with freeman jones and have been for 3 years at first they were good now three years down the ...
  • Wait until they get to year 3 and NTF are never off the phone trying to increase their payments. It ...
  • I must agree with some of the comments I spoke to FJ this morning only to be told that my relashions...
  • Please accept my apologies for the service you have received. I would like to look into the problems...
See all 1475 comments

Best Reviews

  • Rating
  • Author

Popular Reviews

Insolvency Advice Articles

Click on one of the headings below to read a range of articles on insolvency:

Reviews on is rated 3.9 on a scale of 5 based on on
Latest review:
A useful site that is free to use and full of useful... - by , 01/03/2008
5/ 5stars

Good Points

Very informative with lots of useful information. A lot of reviews on firms that really help understand their customer service and ability. The reviews appear to be genuine as they offer interesting insights. Didn't really use the the map but looks impressive!

Bad Points

The site is a bit cluttered and sometimes hard to navigate around.

General Comments

A useful site that is free to use and full of useful information about IVAs. If you are thinking of doing an IVA then this is a must use site.